Identity Restoration Support
Guided helpAccess to specialists who help you restore your identity and handle paperwork and disputes.
- Step-by-step recovery assistance
- Coordination with creditors/bureaus
- Varies by provider
AllGuard Insurance Brokerage Inc
Identity Fraud Insurance
Extra protection and support if identity theft creates costs and stress.
Expense ReimbursementHelps cover certain recovery costs
Guided RecoverySupport during the resolution process
Add-On FriendlyOften available as an endorsement
Independent Brokerage
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Quick helpHave a deadline, lender request, or need a certificate? We’ll help you move fast.
Have this handy:
- Current policies (home/renters/auto)
- Desired coverage amount
- Any prior ID theft incidents
- Preferred contact method
What is Identity Fraud Insurance?
Identity fraud coverage can help reimburse certain expenses and provide assistance services if you become a victim of identity theft.
What does it cover?
Identity fraud coverage can help with recovery support and certain expenses if your identity is compromised (policy terms apply).
Reimbursement of Certain Expenses
Out-of-pocket helpMay reimburse eligible expenses related to restoring your identity after a covered event.
- Notary and mailing costs
- Phone calls and documentation
- Lost wages options (varies)
Fraud Monitoring & Alerts
Preventive toolsMonitoring tools can help detect suspicious activity and alert you early.
- Credit monitoring options
- Dark web monitoring (varies)
- Alerts and guidance
Legal Assistance Options
If availableSome plans include access to legal guidance for identity-related disputes.
- Advice and document review (varies)
- Support with disputes
- Coverage differs by plan
Good to know
Identity fraud coverage is not a substitute for good security habits—use strong passwords, MFA, and monitor accounts regularly.
Who needs it?
Anyone concerned about identity theft
Homeowners and renters
Families sharing accounts
People who shop online frequently
Small business owners (ask about options)
Need proof of coverage?
We can help with quotes, policy questions, and certificate requests. Share your deadline and certificate holder details.
Frequently Asked Questions
Is this included in my home or renters policy?
Sometimes as an endorsement—coverage varies by carrier.
Does it reimburse stolen money?
Often it reimburses certain recovery expenses, not the stolen funds—policy terms vary.
How do I file a claim?
We’ll guide you through the carrier’s process and required documentation.
Is credit monitoring included?
Some plans include services; availability depends on carrier.
Can I add this to an existing policy?
Often yes—ask us and we’ll review options.
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Request a free quote or speak with an agent.